{"id":120,"date":"2025-11-01T18:30:32","date_gmt":"2025-11-01T18:30:32","guid":{"rendered":"https:\/\/asesoriafinanciera.com.mx\/?page_id=120"},"modified":"2025-11-12T16:12:31","modified_gmt":"2025-11-12T16:12:31","slug":"test2","status":"publish","type":"page","link":"https:\/\/asesoriafinanciera.com.mx\/index.php\/test2\/","title":{"rendered":"test ultimo"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#022777&#8243; locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb-54px|auto||auto||\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_code _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]<!-- Version 9 FINAL \u2013 Inflaci\u00f3n como aumento anual a la inversi\u00f3n --><!-- [et_pb_line_break_holder] --><link href=\"https:\/\/fonts.googleapis.com\/css2?family=Roboto:wght@400;700;800&#038;display=swap\" rel=\"stylesheet\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- T\u00cdTULO PRINCIPAL --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"calc-main-title\">Calcula tu Plan de Retiro (PPR)<\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- CONTENEDOR PRINCIPAL --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"calc-container\"><!-- [et_pb_line_break_holder] -->  <!-- COLUMNA IZQUIERDA: Inputs --><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"calc-inputs\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<h3>Configura tu inversi\u00f3n<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <label>Edad actual: <span id=\"edadVal\">30<\/span> a\u00f1os<\/label><!-- [et_pb_line_break_holder] -->    <input type=\"range\" id=\"edad\" min=\"18\" max=\"60\" value=\"30\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <label>\u00bfCu\u00e1ntos a\u00f1os quieres invertir?: <span id=\"plazoVal\">20<\/span> a\u00f1os<\/label><!-- [et_pb_line_break_holder] -->    <input type=\"range\" id=\"plazo\" min=\"10\" max=\"30\" value=\"20\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <label>C\u00e1lculo de Rendimiento anual con: <span id=\"rendimientoVal\">10<\/span>%<\/label><!-- [et_pb_line_break_holder] -->    <input type=\"range\" id=\"rendimiento\" min=\"5\" max=\"18\" value=\"10\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <label>Inversi\u00f3n mensual: $<span id=\"aportacionVal\">2000<\/span><\/label><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"select-inline\"><!-- [et_pb_line_break_holder] -->      <select id=\"aportacion\"><!-- [et_pb_line_break_holder] --><option value=\"2000\">2,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"2500\">2,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"3000\">3,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"3500\">3,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"4000\">4,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"4500\">4,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"5000\">5,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"5500\">5,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"6000\">6,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"6500\">6,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"7000\">7,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"7500\">7,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"8000\">8,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"8500\">8,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"9000\">9,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"9500\">9,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"10000\">10,000<\/option><!-- [et_pb_line_break_holder] -->      <\/select><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <!-- Facturaci\u00f3n + ISR --><!-- [et_pb_line_break_holder] -->    <label>Facturaci\u00f3n ante el SAT:<\/label><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"select-inline\"><!-- [et_pb_line_break_holder] -->      <select id=\"facturacion\"><!-- [et_pb_line_break_holder] --><option value=\"0\">No<\/option><!-- [et_pb_line_break_holder] --><option value=\"1\">S\u00ed<\/option><!-- [et_pb_line_break_holder] -->      <\/select><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <label>ISR aplicado:<\/label><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"select-inline\"><!-- [et_pb_line_break_holder] -->      <select id=\"isr\"><!-- [et_pb_line_break_holder] --><option value=\"0\">0%<\/option><!-- [et_pb_line_break_holder] --><option value=\"0.10\">10%<\/option><!-- [et_pb_line_break_holder] --><option value=\"0.20\">20%<\/option><!-- [et_pb_line_break_holder] --><option value=\"0.35\">35%<\/option><!-- [et_pb_line_break_holder] -->      <\/select><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <!-- NUEVA OPCI\u00d3N: Simular inflaci\u00f3n --><!-- [et_pb_line_break_holder] -->    <label style=\"margin-top:12px;\"><!-- [et_pb_line_break_holder] -->      <input type=\"checkbox\" id=\"inflacion\"> Simular aumento de inversi\u00f3n anual por inflaci\u00f3n (4.5%)<!-- [et_pb_line_break_holder] -->    <\/label><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <!-- COLUMNA DERECHA: Resultados --><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"calc-results\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<h3>Resultados proyectados<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"result-box wide\"><!-- [et_pb_line_break_holder] -->      <pee>A\u00f1os de inversi\u00f3n: <span id=\"plazoRes\">0<\/span><\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"result-box wide\"><!-- [et_pb_line_break_holder] -->      <pee>Edad de retiro: <span id=\"edadRetiro\">0<\/span> a\u00f1os<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"result-box\"><!-- [et_pb_line_break_holder] -->      <pee>Capital invertido<\/pee><!-- [et_pb_line_break_holder] -->      <\/p>\n<h2>$<span id=\"invertido\">0<\/span><\/h2>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"result-box\"><!-- [et_pb_line_break_holder] -->      <pee>Intereses ganados<\/pee><!-- [et_pb_line_break_holder] -->      <\/p>\n<h2>$<span id=\"intereses\">0<\/span><\/h2>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"result-box final\"><!-- [et_pb_line_break_holder] -->      <pee class=\"total-label\" style=\"color:#fff;\">Total proyectado<\/pee><!-- [et_pb_line_break_holder] -->      <\/p>\n<h1>$<span id=\"total\">0<\/span><\/h1>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"cta-box\"><!-- [et_pb_line_break_holder] -->      <pee class=\"cta-title\">Agenda una cita<\/pee><!-- [et_pb_line_break_holder] -->      <pee class=\"cta-sub\">Recibe una Asesor\u00eda Personalizada. Dise\u00f1amos el mejor Plan para ti.<\/pee><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"cta-button-wrap\"><!-- [et_pb_line_break_holder] -->        <a href=\"#\" class=\"cta-button\" id=\"cta-agendar\">Agendar Cita<\/a><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<style><!-- [et_pb_line_break_holder] -->\/* Fuente Roboto *\/<!-- [et_pb_line_break_holder] -->.calc-container, .calc-main-title {<!-- [et_pb_line_break_holder] -->  font-family: 'Roboto', 'Helvetica Neue', Helvetica, Arial, sans-serif !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->.calc-main-title {<!-- [et_pb_line_break_holder] -->  max-width: 900px; margin: 20px auto 12px; background: #004aad; color: #fff;<!-- [et_pb_line_break_holder] -->  padding: 18px 20px; border-radius: 10px; font-weight: 800; font-size: 32px;<!-- [et_pb_line_break_holder] -->  text-align: center; box-sizing: border-box;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->.calc-container { max-width: 900px; margin: 0 auto; display: grid; grid-template-columns: 40% 60%; gap: 24px; padding: 0 12px; box-sizing: border-box; }<!-- [et_pb_line_break_holder] -->@media (max-width: 820px) { .calc-container { grid-template-columns: 1fr; padding: 12px; gap: 16px; } .select-inline { width: 100%; } }<!-- [et_pb_line_break_holder] -->.calc-container .calc-inputs, .calc-container .calc-results { background: #fff; padding: 22px; border-radius: 10px; box-sizing: border-box; }<!-- [et_pb_line_break_holder] -->.calc-container h3 { color: #004aad; margin: 0 0 14px; font-size: 18px; font-weight: 800; }<!-- [et_pb_line_break_holder] -->.calc-container label { display:block; margin:10px 0 6px; font-weight:700; color:#2b3742; font-size:13px; }<!-- [et_pb_line_break_holder] -->.calc-container input[type=\"range\"], .calc-container select { width:100%; margin-bottom:12px; background:transparent; height:40px; border-radius:8px; border:1px solid #d1d5db; padding:6px 8px; color:#0b3b2f; font-weight:600; }<!-- [et_pb_line_break_holder] -->.calc-container input[type=\"range\"]::-webkit-slider-runnable-track { height:8px; background:#d1f5e0; border-radius:8px; }<!-- [et_pb_line_break_holder] -->.calc-container input[type=\"range\"]::-webkit-slider-thumb { -webkit-appearance:none; height:18px; width:18px; background:#34d399; border-radius:50%; margin-top:-5px; border:2px solid #fff; }<!-- [et_pb_line_break_holder] -->.calc-container input[type=\"range\"]::-moz-range-thumb { height:18px; width:18px; background:#34d399; border-radius:50%; border:2px solid #fff; }<!-- [et_pb_line_break_holder] -->.select-inline { display:inline-block; position:relative; width:65%; margin-bottom:12px; }<!-- [et_pb_line_break_holder] -->.select-inline select { width:100%; appearance:none; padding-right:32px; background-color: #fff; cursor: pointer; }<!-- [et_pb_line_break_holder] -->.select-inline::after { content: \"\"; position:absolute; right:10px; top:50%; transform:translateY(-50%); width:0; height:0; border-left:6px solid transparent; border-right:6px solid transparent; border-top:6px solid #374151; pointer-events:none; }<!-- [et_pb_line_break_holder] -->.calc-container .calc-results { text-align:center; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box { background:#f1f5f9; padding:14px; margin-bottom:14px; border-radius:8px; max-width:100%; margin-left:auto; margin-right:auto; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box p { margin:0; font-size:14px; font-weight:700; color:#475569; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box h2, .calc-container .result-box h1 { margin:8px 0 0; color:#004aad; font-weight:800; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box.wide { width:100%; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box.final { background:#004aad; padding:16px; color:#fff; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box.final .total-label { color:#fff; font-weight:800; font-size:14px; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box.final h1 { color:#fff; font-size:28px; font-weight:800; }<!-- [et_pb_line_break_holder] -->.calc-container .cta-box { margin-top:8px; padding:12px; border-radius:8px; text-align:center; background:transparent; }<!-- [et_pb_line_break_holder] -->.calc-container .cta-box .cta-title { font-weight:900; color:#004aad; margin:0 0 6px; font-size:20px; }<!-- [et_pb_line_break_holder] -->.calc-container .cta-box .cta-sub { margin:0 0 10px; color:#475569; font-size:14px; }<!-- [et_pb_line_break_holder] -->.calc-container .cta-button { display:inline-block; padding:18px 32px; border-radius:8px; background:#dc2626; color:#fff; text-decoration:none; font-weight:800; font-size:20px; }<!-- [et_pb_line_break_holder] -->.calc-container .cta-button:hover { background:#b91c1c; }<!-- [et_pb_line_break_holder] -->@media (max-width:420px) { .calc-container .result-box h1 { font-size:24px; } .calc-main-title { font-size:28px; padding:16px; } .calc-container .cta-button { font-size:18px; padding:16px 28px; } }<!-- [et_pb_line_break_holder] --><\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->function formatearNumero(num) {<!-- [et_pb_line_break_holder] -->  return Math.round(num).toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \",\");<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->function calcular() {<!-- [et_pb_line_break_holder] -->  const edad = parseInt(document.getElementById(\"edad\").value);<!-- [et_pb_line_break_holder] -->  const plazo = parseInt(document.getElementById(\"plazo\").value);<!-- [et_pb_line_break_holder] -->  const rendimientoInput = parseFloat(document.getElementById(\"rendimiento\").value)\/100;<!-- [et_pb_line_break_holder] -->  const aportacion = parseFloat(document.getElementById(\"aportacion\").value);<!-- [et_pb_line_break_holder] -->  const isr = parseFloat(document.getElementById(\"isr\").value);<!-- [et_pb_line_break_holder] -->  const facturacion = parseInt(document.getElementById(\"facturacion\").value);<!-- [et_pb_line_break_holder] -->  const inflacionActiva = document.getElementById(\"inflacion\").checked;<!-- [et_pb_line_break_holder] -->  const inflacion = 0.045;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  const rendimientoMensual = Math.pow(1+rendimientoInput,1\/12)-1;<!-- [et_pb_line_break_holder] -->  let saldo = 0;<!-- [et_pb_line_break_holder] -->  let invertido = 0;<!-- [et_pb_line_break_holder] -->  let aporteActual = aportacion;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  for (let i = 0; i < plazo*12; i++) {<!-- [et_pb_line_break_holder] -->    saldo = saldo*(1 + rendimientoMensual) + aporteActual;<!-- [et_pb_line_break_holder] -->    invertido += aporteActual;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    if(inflacionActiva && (i + 1) % 12 === 0) {<!-- [et_pb_line_break_holder] -->      aporteActual *= 1 + inflacion;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  let intereses = saldo - invertido;<!-- [et_pb_line_break_holder] -->  if(facturacion){ let impuestos=intereses*isr; saldo+=impuestos; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  document.getElementById(\"edadVal\").innerText = edad;<!-- [et_pb_line_break_holder] -->  document.getElementById(\"plazoVal\").innerText = plazo;<!-- [et_pb_line_break_holder] -->  document.getElementById(\"rendimientoVal\").innerText = Math.round(rendimientoInput*100);<!-- [et_pb_line_break_holder] -->  document.getElementById(\"aportacionVal\").innerText = formatearNumero(aportacion);<!-- [et_pb_line_break_holder] -->  document.getElementById(\"plazoRes\").innerText = plazo;<!-- [et_pb_line_break_holder] -->  document.getElementById(\"edadRetiro\").innerText = edad+plazo;<!-- [et_pb_line_break_holder] -->  document.getElementById(\"invertido\").innerText = formatearNumero(invertido);<!-- [et_pb_line_break_holder] -->  document.getElementById(\"intereses\").innerText = formatearNumero(intereses);<!-- [et_pb_line_break_holder] -->  document.getElementById(\"total\").innerText = formatearNumero(saldo);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->document.querySelectorAll(\"#edad,#plazo,#rendimiento,#aportacion,#isr,#facturacion,#inflacion\")<!-- [et_pb_line_break_holder] -->  .forEach(el=>el.addEventListener(\"input\",calcular));<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->calcular();<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->document.getElementById('cta-agendar')?.addEventListener('click',function(e){<!-- [et_pb_line_break_holder] -->  e.preventDefault();<!-- [et_pb_line_break_holder] -->  window.open('#','_blank');<!-- [et_pb_line_break_holder] -->});<!-- [et_pb_line_break_holder] --><\/script><!-- [et_pb_line_break_holder] -->[\/et_pb_code][et_pb_code disabled_on=\u00bboff|off|off\u00bb admin_label=\u00bbcodigo 2&#8243; _builder_version=\u00bb4.27.4&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||||false|false\u00bb custom_padding=\u00bb|11px||13px|false|false\u00bb animation_style=\u00bbbounce\u00bb border_radii=\u00bbon|19px|19px|19px|19px\u00bb border_width_all=\u00bb5px\u00bb border_color_all=\u00bb#3db39b\u00bb global_colors_info=\u00bb{}\u00bb locked=\u00bboff\u00bb]<!-- Version 9 FINAL \u2013 Inflaci\u00f3n como aumento anual a la inversi\u00f3n --><!-- [et_pb_line_break_holder] --><link href=\"https:\/\/fonts.googleapis.com\/css2?family=Roboto:wght@400;700;800&#038;display=swap\" rel=\"stylesheet\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- T\u00cdTULO PRINCIPAL --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"calc-main-title\">Personaliza tu Plan de Retiro (PPR)<\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- CONTENEDOR PRINCIPAL --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"calc-container\"><!-- [et_pb_line_break_holder] -->  <!-- COLUMNA IZQUIERDA: Inputs --><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"calc-inputs\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<h3>Configura tu inversi\u00f3n<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <label>Edad actual: <span id=\"edadVal\">30<\/span> a\u00f1os<\/label><!-- [et_pb_line_break_holder] -->    <input type=\"range\" id=\"edad\" min=\"18\" max=\"60\" value=\"30\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <label>\u00bfCu\u00e1ntos a\u00f1os quieres invertir?: <span id=\"plazoVal\">20<\/span> a\u00f1os<\/label><!-- [et_pb_line_break_holder] -->    <input type=\"range\" id=\"plazo\" min=\"10\" max=\"30\" value=\"20\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <label>C\u00e1lculo de Rendimiento anual con: <span id=\"rendimientoVal\">10<\/span>%<\/label><!-- [et_pb_line_break_holder] -->    <input type=\"range\" id=\"rendimiento\" min=\"5\" max=\"18\" value=\"10\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <label>Inversi\u00f3n mensual: $<span id=\"aportacionVal\">2000<\/span><\/label><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"select-inline\"><!-- [et_pb_line_break_holder] -->      <select id=\"aportacion\"><!-- [et_pb_line_break_holder] --><option value=\"2000\">2,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"2500\">2,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"3000\">3,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"3500\">3,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"4000\">4,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"4500\">4,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"5000\">5,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"5500\">5,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"6000\">6,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"6500\">6,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"7000\">7,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"7500\">7,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"8000\">8,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"8500\">8,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"9000\">9,000<\/option><!-- [et_pb_line_break_holder] --><option value=\"9500\">9,500<\/option><!-- [et_pb_line_break_holder] --><option value=\"10000\">10,000<\/option><!-- [et_pb_line_break_holder] -->      <\/select><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <!-- Facturaci\u00f3n + ISR --><!-- [et_pb_line_break_holder] -->    <label>Facturaci\u00f3n ante el SAT:<\/label><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"select-inline\"><!-- [et_pb_line_break_holder] -->      <select id=\"facturacion\"><!-- [et_pb_line_break_holder] --><option value=\"0\">No<\/option><!-- [et_pb_line_break_holder] --><option value=\"1\">S\u00ed<\/option><!-- [et_pb_line_break_holder] -->      <\/select><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <label>ISR aplicado:<\/label><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"select-inline\"><!-- [et_pb_line_break_holder] -->      <select id=\"isr\"><!-- [et_pb_line_break_holder] --><option value=\"0\">0%<\/option><!-- [et_pb_line_break_holder] --><option value=\"0.10\">10%<\/option><!-- [et_pb_line_break_holder] --><option value=\"0.20\">20%<\/option><!-- [et_pb_line_break_holder] --><option value=\"0.35\">35%<\/option><!-- [et_pb_line_break_holder] -->      <\/select><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <!-- NUEVA OPCI\u00d3N: Simular inflaci\u00f3n --><!-- [et_pb_line_break_holder] -->    <label style=\"margin-top:12px;\"><!-- [et_pb_line_break_holder] -->      <input type=\"checkbox\" id=\"inflacion\"> Simular aumento de inversi\u00f3n anual por inflaci\u00f3n (4.5%)<!-- [et_pb_line_break_holder] -->    <\/label><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <!-- COLUMNA DERECHA: Resultados --><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"calc-results\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<h3>Resultados proyectados<\/h3>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"result-box wide\"><!-- [et_pb_line_break_holder] -->      <pee>A\u00f1os de inversi\u00f3n: <span id=\"plazoRes\">0<\/span><\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"result-box wide\"><!-- [et_pb_line_break_holder] -->      <pee>Edad de retiro: <span id=\"edadRetiro\">0<\/span> a\u00f1os<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"result-box\"><!-- [et_pb_line_break_holder] -->      <pee>Capital invertido<\/pee><!-- [et_pb_line_break_holder] -->      <\/p>\n<h2>$<span id=\"invertido\">0<\/span><\/h2>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"result-box\"><!-- [et_pb_line_break_holder] -->      <pee>Intereses ganados<\/pee><!-- [et_pb_line_break_holder] -->      <\/p>\n<h2>$<span id=\"intereses\">0<\/span><\/h2>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"result-box final\"><!-- [et_pb_line_break_holder] -->      <pee class=\"total-label\" style=\"color:#fff;\">Total proyectado<\/pee><!-- [et_pb_line_break_holder] -->      <\/p>\n<h1>$<span id=\"total\">0<\/span><\/h1>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"cta-box\"><!-- [et_pb_line_break_holder] -->      <pee class=\"cta-title\">Agenda una cita<\/pee><!-- [et_pb_line_break_holder] -->      <pee class=\"cta-sub\">Recibe una Asesor\u00eda Personalizada. Dise\u00f1amos el mejor Plan para ti.<\/pee><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"cta-button-wrap\"><!-- [et_pb_line_break_holder] -->        <a href=\"#\" class=\"cta-button\" id=\"cta-agendar\">Agendar Cita<\/a><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<style><!-- [et_pb_line_break_holder] -->\/* Fuente Roboto *\/<!-- [et_pb_line_break_holder] -->.calc-container, .calc-main-title {<!-- [et_pb_line_break_holder] -->  font-family: 'Roboto', 'Helvetica Neue', Helvetica, Arial, sans-serif !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->.calc-main-title {<!-- [et_pb_line_break_holder] -->  max-width: 900px; margin: 20px auto 12px; background: #004aad; color: #fff;<!-- [et_pb_line_break_holder] -->  padding: 18px 20px; border-radius: 10px; font-weight: 800; font-size: 32px;<!-- [et_pb_line_break_holder] -->  text-align: center; box-sizing: border-box;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->.calc-container { max-width: 900px; margin: 0 auto; display: grid; grid-template-columns: 40% 60%; gap: 24px; padding: 0 12px; box-sizing: border-box; }<!-- [et_pb_line_break_holder] -->@media (max-width: 820px) { .calc-container { grid-template-columns: 1fr; padding: 12px; gap: 16px; } .select-inline { width: 100%; } }<!-- [et_pb_line_break_holder] -->.calc-container .calc-inputs, .calc-container .calc-results { background: #fff; padding: 22px; border-radius: 10px; box-sizing: border-box; }<!-- [et_pb_line_break_holder] -->.calc-container h3 { color: #004aad; margin: 0 0 14px; font-size: 18px; font-weight: 800; }<!-- [et_pb_line_break_holder] -->.calc-container label { display:block; margin:10px 0 6px; font-weight:700; color:#2b3742; font-size:13px; }<!-- [et_pb_line_break_holder] -->.calc-container input[type=\"range\"], .calc-container select { width:100%; margin-bottom:12px; background:transparent; height:40px; border-radius:8px; border:1px solid #d1d5db; padding:6px 8px; color:#0b3b2f; font-weight:600; }<!-- [et_pb_line_break_holder] -->.calc-container input[type=\"range\"]::-webkit-slider-runnable-track { height:8px; background:#d1f5e0; border-radius:8px; }<!-- [et_pb_line_break_holder] -->.calc-container input[type=\"range\"]::-webkit-slider-thumb { -webkit-appearance:none; height:18px; width:18px; background:#34d399; border-radius:50%; margin-top:-5px; border:2px solid #fff; }<!-- [et_pb_line_break_holder] -->.calc-container input[type=\"range\"]::-moz-range-thumb { height:18px; width:18px; background:#34d399; border-radius:50%; border:2px solid #fff; }<!-- [et_pb_line_break_holder] -->.select-inline { display:inline-block; position:relative; width:65%; margin-bottom:12px; }<!-- [et_pb_line_break_holder] -->.select-inline select { width:100%; appearance:none; padding-right:32px; background-color: #fff; cursor: pointer; }<!-- [et_pb_line_break_holder] -->.select-inline::after { content: \"\"; position:absolute; right:10px; top:50%; transform:translateY(-50%); width:0; height:0; border-left:6px solid transparent; border-right:6px solid transparent; border-top:6px solid #374151; pointer-events:none; }<!-- [et_pb_line_break_holder] -->.calc-container .calc-results { text-align:center; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box { background:#f1f5f9; padding:14px; margin-bottom:14px; border-radius:8px; max-width:100%; margin-left:auto; margin-right:auto; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box p { margin:0; font-size:14px; font-weight:700; color:#475569; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box h2, .calc-container .result-box h1 { margin:8px 0 0; color:#004aad; font-weight:800; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box.wide { width:100%; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box.final { background:#004aad; padding:16px; color:#fff; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box.final .total-label { color:#fff; font-weight:800; font-size:14px; }<!-- [et_pb_line_break_holder] -->.calc-container .result-box.final h1 { color:#fff; font-size:28px; font-weight:800; }<!-- [et_pb_line_break_holder] -->.calc-container .cta-box { margin-top:8px; padding:12px; border-radius:8px; text-align:center; background:transparent; }<!-- [et_pb_line_break_holder] -->.calc-container .cta-box .cta-title { font-weight:900; color:#004aad; margin:0 0 6px; font-size:20px; }<!-- [et_pb_line_break_holder] -->.calc-container .cta-box .cta-sub { margin:0 0 10px; color:#475569; font-size:14px; }<!-- [et_pb_line_break_holder] -->.calc-container .cta-button { display:inline-block; padding:18px 32px; border-radius:8px; background:#dc2626; color:#fff; text-decoration:none; font-weight:800; font-size:20px; }<!-- [et_pb_line_break_holder] -->.calc-container .cta-button:hover { background:#b91c1c; }<!-- [et_pb_line_break_holder] -->@media (max-width:420px) { .calc-container .result-box h1 { font-size:24px; } .calc-main-title { font-size:28px; padding:16px; } .calc-container .cta-button { font-size:18px; padding:16px 28px; } }<!-- [et_pb_line_break_holder] --><\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->function formatearNumero(num) {<!-- [et_pb_line_break_holder] -->  return Math.round(num).toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \",\");<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->function calcular() {<!-- [et_pb_line_break_holder] -->  const edad = parseInt(document.getElementById(\"edad\").value);<!-- [et_pb_line_break_holder] -->  const plazo = parseInt(document.getElementById(\"plazo\").value);<!-- [et_pb_line_break_holder] -->  const rendimientoInput = parseFloat(document.getElementById(\"rendimiento\").value)\/100;<!-- [et_pb_line_break_holder] -->  const aportacion = parseFloat(document.getElementById(\"aportacion\").value);<!-- [et_pb_line_break_holder] -->  const isr = parseFloat(document.getElementById(\"isr\").value);<!-- [et_pb_line_break_holder] -->  const facturacion = parseInt(document.getElementById(\"facturacion\").value);<!-- [et_pb_line_break_holder] -->  const inflacionActiva = document.getElementById(\"inflacion\").checked;<!-- [et_pb_line_break_holder] -->  const inflacion = 0.045;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  const rendimientoMensual = Math.pow(1+rendimientoInput,1\/12)-1;<!-- [et_pb_line_break_holder] -->  let saldo = 0;<!-- [et_pb_line_break_holder] -->  let invertido = 0;<!-- [et_pb_line_break_holder] -->  let aporteActual = aportacion;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  for (let i = 0; i < plazo*12; i++) {<!-- [et_pb_line_break_holder] -->    saldo = saldo*(1 + rendimientoMensual) + aporteActual;<!-- [et_pb_line_break_holder] -->    invertido += aporteActual;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    if(inflacionActiva && (i + 1) % 12 === 0) {<!-- [et_pb_line_break_holder] -->      aporteActual *= 1 + inflacion;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  let intereses = saldo - invertido;<!-- [et_pb_line_break_holder] -->  if(facturacion){ let impuestos=intereses*isr; saldo+=impuestos; }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  document.getElementById(\"edadVal\").innerText = edad;<!-- [et_pb_line_break_holder] -->  document.getElementById(\"plazoVal\").innerText = plazo;<!-- [et_pb_line_break_holder] -->  document.getElementById(\"rendimientoVal\").innerText = Math.round(rendimientoInput*100);<!-- [et_pb_line_break_holder] -->  document.getElementById(\"aportacionVal\").innerText = formatearNumero(aportacion);<!-- [et_pb_line_break_holder] -->  document.getElementById(\"plazoRes\").innerText = plazo;<!-- [et_pb_line_break_holder] -->  document.getElementById(\"edadRetiro\").innerText = edad+plazo;<!-- [et_pb_line_break_holder] -->  document.getElementById(\"invertido\").innerText = formatearNumero(invertido);<!-- [et_pb_line_break_holder] -->  document.getElementById(\"intereses\").innerText = formatearNumero(intereses);<!-- [et_pb_line_break_holder] -->  document.getElementById(\"total\").innerText = formatearNumero(saldo);<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->document.querySelectorAll(\"#edad,#plazo,#rendimiento,#aportacion,#isr,#facturacion,#inflacion\")<!-- [et_pb_line_break_holder] -->  .forEach(el=>el.addEventListener(\"input\",calcular));<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->calcular();<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->document.getElementById('cta-agendar')?.addEventListener('click',function(e){<!-- [et_pb_line_break_holder] -->  e.preventDefault();<!-- [et_pb_line_break_holder] -->  window.open('#','_blank');<!-- [et_pb_line_break_holder] -->});<!-- [et_pb_line_break_holder] --><\/script><!-- [et_pb_line_break_holder] -->[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_joinchat":[],"footnotes":""},"class_list":["post-120","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/asesoriafinanciera.com.mx\/index.php\/wp-json\/wp\/v2\/pages\/120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/asesoriafinanciera.com.mx\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/asesoriafinanciera.com.mx\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/asesoriafinanciera.com.mx\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/asesoriafinanciera.com.mx\/index.php\/wp-json\/wp\/v2\/comments?post=120"}],"version-history":[{"count":11,"href":"https:\/\/asesoriafinanciera.com.mx\/index.php\/wp-json\/wp\/v2\/pages\/120\/revisions"}],"predecessor-version":[{"id":172,"href":"https:\/\/asesoriafinanciera.com.mx\/index.php\/wp-json\/wp\/v2\/pages\/120\/revisions\/172"}],"wp:attachment":[{"href":"https:\/\/asesoriafinanciera.com.mx\/index.php\/wp-json\/wp\/v2\/media?parent=120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}